• Past two (2) years W2 statements

  • Pay Stubs covering the last (30) thirty days

  • Two most recent monthly bank statements

  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts

  • Copy of the purchase and sale agreement

  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord

  • If divorced…a fully executed divorce decree

  • A letter of explanation for any known credit problems

  • Self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

    • Two (2) years signed personal tax returns - including all schedules

    • Self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

We also have options available for Doc-less, contact us to learn more .

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NMLS # 290308